Talk Fantasy Football

hi all
i read the living rulebook, and it says we must have a fan factor of 1, which means that we only have 990,000 to make a team. this i dont understand. we should atomaticly have a fan factor of 1 and still have 1,000,000 gold to make our team.

You have 1,000,000 to build up your team from scratch, and you must have certain things. You also have to have at least 11 players. But the rules don't say "If you play a human team, you start with 11 linemen, and 450,000 gold to upgrade them to other positions, or add things to your team". Same thing.